As of 30.06.2025, the total amount of net assets of

As of 30.06.2025, the total amount of net assets of all funds under management of the companies is 28,767,655 thousand leva, with 28,485,250 thousand leva being the net assets of the pension funds, and 282,405 thousand leva of the funds for making payments. The amount of net assets under management of pension insurance companies (PACs) increased in the first half of the year by BGN 2,043,459 thousand or 7.65 percent. This is shown by the results of the Insurance Supervision Department of the Financial Supervision Commission (FSC) for the activity of supplementary pension insurance for the first half of 2025. The information is summarized based on the reports for supervisory purposes submitted by pension insurance companies to the FSC.

The net assets of universal pension funds with the largest relative share in the net assets of all funds are - 86.78 percent, followed by professional pension funds - 6.58 percent and voluntary pension funds - 5.72 percent. Fourth place in the ranking is occupied by deferred payment funds with a relative share of 0.49 percent, ahead of funds for the payment of lifelong pensions with 0.36 percent and the voluntary fund under professional schemes with 0.07 percent.

The rate of growth of net assets differs by type of pension fund. The fastest growing net assets are those of universal pension funds, which report a growth of 7.86 percent compared to 31.12.2024. This is followed by occupational pension funds and voluntary pension funds with growth for the same period of 5.91 percent and 3.93 percent, respectively. The reported growth of the voluntary pension fund under occupational schemes for the period is 3.65 percent.

Gross receipts from social security contributions to pension funds in the first half of 2025 totaled 1,616,461 thousand BGN and increased by 12.66 percent compared to the first half of 2024. Social security contributions to universal pension funds registered a growth of 12.62 percent, and to occupational pension funds 10.78 percent. The highest growth in social security contributions was observed in voluntary pension funds - 16.55 percent, while the voluntary pension fund under occupational schemes reported a slight decrease in social security contributions.

The insured

As of 30.06.2025, the participants in all funds managed by pension insurance companies were 5,131,626 people, of which 5,096,203 were insured persons in pension funds, 27,909 were persons receiving deferred payments and 7,514 were pensioners (4 in occupational and 746 in voluntary pension funds, and 6,764 in funds for the payment of lifelong pensions). In the first half of the year, the total number of participants in the funds increased by 35,389 people or by 0.69 percent.

The total number of insured persons in the four types of pension funds as of 30.06.2025 is 5,096,203 people, increasing by 30,070 people, or 0.59 percent*, compared to 31.12.2024.

The number of persons receiving payments from the funds for making payments as of 30.06.2025 is 34,673, of which 6,764 are pensioners and 27,909 are persons with deferred payments. These are persons who were insured in the universal pension funds and have reached retirement age. In the first half of 2025, the funds for making payments paid out 8,031 thousand BGN for pensions, 75,974 thousand BGN for deferred payments to insured persons and 647 thousand BGN to heirs of pensioners and persons who received deferred payments. The average amount of pensions paid out in the first half of 2025 was 233.88 BGN, and the average amount of the deferred payment was 511.49 BGN.

*Insured persons in private pension companies may be insured in more than one fund.